Credit card processing · McAllen & the Rio Grande ValleyStraight answers
before you sign anything.

Part of every card fee goes to Visa and Mastercard. Every processor pays that part. The rest is what your processor keeps. That's the part we lower.

Send us one statement and we'll show you how much they're keeping.

Cash discount

Your prices include the card fee. Customers who pay cash get a discount. The fee gets covered at the register, not out of your pocket.

Giving a discount for cash is legal. Federal law says card companies can't stop you from offering it (15 U.S.C. §1666f; 15 U.S.C. §1693o-2(b)(3)). Texas law says a lower price for cash is not a surcharge (Tex. Bus. & Com. Code §604A.001(5)).

Interchange-plus

One price for everyone. You pay exactly what Visa and Mastercard charge, plus one small fixed fee on top that you can see on every statement. Nothing hidden.

Tiered, flat-rate, buy rate

These plans bundle the costs together so you can't see what you're really paying. That's where overpaying hides.

We'll show you both options side by side with your own numbers.

1. 01

   Send a statement.

2. 02

   Get your price in writing.

3. 03

   Fill out a short form.

4. 04

   We set up your machine.

5. 05

   Get paid the next business day.

Most businesses are up and running in 3–4 days.

Worried about a cancellation fee? Ask us. We cover it for a lot of the businesses we switch.

Including us. Straight answers to all three tell you who you're dealing with.

• What will I pay, in writing?
• Is there a lease or a cancellation fee?
• Who answers when the machine goes down?

If an answer is vague, that's your answer.